“If anything happened to one of us, we would know that we could call Clarus and they would know everything about us, which at what could be very stressful times in our lives would be so important. They are a critical friend on the journey through the forest.”
Our Clients
Whether you’re just getting started in your career, looking to grow your accumulated wealth, thinking ahead for your retirement or considering leaving a legacy for your loved ones, seeking expert financial advice can make all the difference to your future.
Individuals and Families
One thing is for certain; time doesn’t stand still. Circumstances are always changing … jobs, houses, careers, a child, another child. We know that life can also throw in some curveballs; divorce, redundancy. With all these factors, it can be easy to become reactive, rather than proactive with your financial planning.
At Clarus Wealth, we help busy, successful individuals and their families who don’t have the time to constantly think through the finer details of achieving their financial security.
We help take the stress away of wondering if you have made the right decisions and finding the time to navigate the sea of constant change with financial legislation.
Typical questions we hear:
- What is a good investment?
- I have several pensions from different companies over the years, what should I do with them?
- How much will I need? Do I have enough?
- How much can I put into my pension?
- What can I do to save for my children?
- What happens to my pension if I am no longer around?
- How can I make sure my family will be ok if I am no longer around?
While you may be at a peak in your career earnings, this is also likely to be the time when your financial commitments are at their highest.. As independent financial planners, we can help with a range of services from mortgages and protecting your loved ones to financial planning, investing tax efficiently and retirement planning and pensions.
Time goes by very quickly, and creating a financial plan helps to ensure that you won’t miss out on important financial milestones because you weren’t planning for them. We work with you to create a solid financial plan that grows with you over the years, dramatically reducing financial stress in the long run, while protecting yourself and your loved ones for the future. Our relationship is ongoing so we continue to review your plan regularly with you to make sure that we’re there for when life changes….
We’re with you for the journey.
Book a complimentary 30 minute consultation to discuss how we can meet your needs.
Our Approach
Knowing what your money is doing and how it’s helping you achieve your goals will give you an overall feeling of confidence and control over your finances. We like to keep the process as simple as possible, creating a clear, confident plan in 3 steps
Discover
We listen to you, we ask lots of probing questions so we can get a true understanding of what your concerns are, what your goals are and where you would like to get to. It’s not just about your money, it’s about your life. We understand how complex your life and financial situation can be, and we are here to simplify it and to help.
Develop
Now we know you and your goals, we create a comprehensive financial roadmap for your future. We will consider how all your plans and investments overlap and interact with one another in order to formulate the most effective and efficient strategy for you. This can be concisely summarised by the phrase “the whole is more than the sum of its parts”.
Deliver
Life never stands still for long. The best financial plans are designed to carry an element of flexibility so that if your long-term goals need to change, so can your plan. So, while it doesn’t mean that your overall goal has to change – it might just mean altering the road that ultimately gets you there.
We’re here for the whole journey
We’re here for the whole journey. All good relationships require continual feedback and input. Once we have learned about you and your needs, developed and implemented a financial plan, we are not done, and in many ways our work has just begun.
Regularly reviewing and adapting your financial plan is always recommended, no matter what’s happening, because it helps you to stay on track. We will continue to regularly meet with you to update the plan for life events and take into consideration any changes in your goals.
What our clients say
Chartered Status
Did you know that not all firms hold Chartered Status? We’re proud of our awarded status as Chartered Financial Planners. For us, it is so much more than a badge or an acknowledgement of exams passed. As a Chartered Firm, we are committed to a strict code of ethics and professional standards. Our Chartered badge proudly tells you that we have made a public commitment to putting you first.
Independent Financial Planner
We are completely independent, impartial and unbiased. This means that we truly work for you and with your best interests in mind at all times, giving you the best financial advice, considering the whole market and not influenced by any providers or other interested parties.
Client Forum
We don’t just pay lip service to listening to what our clients want. We regularly hold Client Forums throughout the year to truly understand how we can best serve our clients. We listen to what’s working and if something needs to be changed to make us better financial advisors, we make it happen. It is our mission to not only improve, but excel in what we do for our clients.
The Financial Vulnerability Taskforce
The Financial Vulnerability Taskforce is a newly created independent representative body covering the Personal Finance Sector whose ultimate purpose is to promote greater UNDERSTANDING, encourage appropriate BEHAVIOURS and establish GOOD PRACTICE in respect of consumer vulnerability. It will act as an informed source of positive influence on both policy makers, professionals and the general public alike. In doing so, we hope that professionals working across the Personal Finance Sector are increasingly seen as a ‘safe pair of hands’, especially by those who find themselves in vulnerable circumstances.