Our Approach

When you contact Clarus Wealth, we want your experience to be rewarding from the outset. Having a clear expectation of what to expect helps you to understand how we will work together. Our guiding principles for our ongoing service underpin how each of us work, and we want to make each interaction with us as valuable as possible.

What we seek to bring…



We will clearly explain what you have, what your options are and the potential impacts to you


Lateral Thinking

We will help you identify your goals and create a financial plan with you to help you visualise how to achieve this



We will help to organise your finances. We carry the load for you, wherever possible. While this doesn’t mean that you defer responsibility, we simply take care of the administration so you can use your time for you!


Risk Management

We will help you to understand any potential risks and how you can mitigate them should the worst happen



We will make sure that each of your financial policies is relevant and works together as part of your overall plan


Smart Investing

We align your investment strategy to your goals, balancing risk, cost, investment preferences and overall strategy to help you make wise choices

We believe this is best achieved through an ongoing relationship – because life never stands still. Our ongoing service therefore seeks to deliver all these things in a living, dynamic way, year on year. Your needs will change from year to year, but partnering together on the journey is more likely to deliver a closer relationship and better outcome for you than ad hoc advice points along the way. 

Our ongoing service will therefore look different for each of our clients as we will deliver the support and service you need, when you need it. You are not restricted to a single annual review meeting and valuation. We are here for the journey with you.

Our Approach

Knowing what your money is doing and how it’s helping you achieve your goals will give you an overall feeling of confidence and control over your finances. We like to keep the process as simple as possible, creating a clear, confident plan in 3 steps


We listen to you, we ask lots of probing questions so we can get a true understanding of what your concerns are, what your goals are and where you would like to get to. It’s not just about your money, it’s about your life. We understand how complex your life and financial situation can be, and we are here to simplify it and to help.


Now we know you and your goals, we create a comprehensive financial roadmap for your future. We will consider how all your plans and investments overlap and interact with one another in order to formulate the most effective and efficient strategy for you. This can be concisely summarised by the phrase “the whole is more than the sum of its parts”.


Life never stands still for long. The best financial plans are designed to carry an element of flexibility so that if your long-term goals need to change, so can your plan. So, while it doesn’t mean that your overall goal has to change – it might just mean altering the road that ultimately gets you there.

We’re here for the whole journey

Regularly reviewing and adapting your financial plan is always recommended, no matter what’s happening, because it helps you to stay on track. We will continue to regularly meet with you to update the plan for life events and take into consideration any changes in your goals.

Did you know….

Partnering with us, helps our clients move more from being reactive to situations, to being proactive; thinking through each stage before it arrives to prepare as best as possible and be in a better position to understand the implications of active decision making or not.

“If anything happened to one of us, we would know that we could call Clarus and they would know everything about us, which at what could be very stressful times in our lives would be so important. They are a critical friend on the journey through the forest.”

If anything they are even more serious about our money than we are.


We have recommended Clarus Wealth to family and friends and wouldn’t hesitate in saying that if you’re looking for an IFA, who will keep you involved with your finances while taking away the grind of managing them, and who will explain things clearly and honestly, then Clarus Wealth is an excellent company to turn to.


Chartered Status

Did you know that not all firms hold Chartered Status? We’re proud of our awarded status as Chartered Financial Planners. For us, it is so much more than a badge or an acknowledgement of exams passed. As a Chartered Firm, we are committed to a strict code of ethics and professional standards. Our Chartered badge proudly tells you that we have made a public commitment to putting you first.

Independent Financial Planner

We are completely independent, impartial and unbiased. This means that we truly work for you and with your best interests in mind at all times, giving you the best financial advice, considering the whole market and not influenced by any providers or other interested parties.

Client Forum

We don’t just pay lip service to listening to what our clients want. We regularly hold Client Forums throughout the year to truly understand how we can best serve our clients. We listen to what’s working and if something needs to be changed to make us better financial advisors, we make it happen. It is our mission to not only improve, but excel in what we do for our clients.

The Financial Vulnerability Taskforce

The Financial Vulnerability Taskforce is a newly created independent representative body covering the Personal Finance Sector whose ultimate purpose is to promote greater UNDERSTANDING, encourage appropriate BEHAVIOURS and establish GOOD PRACTICE in respect of consumer vulnerability. It will act as an informed source of positive influence on both policy makers, professionals and the general public alike. In doing so, we hope that professionals working across the Personal Finance Sector are increasingly seen as a ‘safe pair of hands’, especially by those who find themselves in vulnerable circumstances.

Sign up to our newsletter to get fresh, insightful and relevant articles delivered straight to your inbox. Unsubscribe at any time.